Credits, pricing, and spend limits
Prepaid API credits, top-ups, and per-key spend caps in the platform console.
API usage is billed with prepaid credits, separate from the chat product subscription.
Credits
- Open platform.ismscopilot.com/credits.
- Choose a top-up amount (minimum applies in the console; commonly USD 20).
- Complete Stripe checkout. Credits become available when payment completes.
- Each successful completion debits the balance. Empty balance returns a rate-limit / quota style error until you top up again.
Live unit rates (global vs EU paths) are shown in the console under Pricing. Treat the console as the source of truth for numbers; they can change without a docs deploy.
Per-key spend limits
On platform.ismscopilot.com/keys you can set optional caps per key for hour, day, week, or month. Use this to contain a leaked key or a runaway integration.
Usage history
platform.ismscopilot.com/history lists recent API calls and status for debugging.
Relationship to other products
| Product | Billing |
|---|---|
| Chat web app | Subscription / message plan |
| Agents (account MCP) | Same chat subscription |
API (sk-isms-…) | Prepaid credits |
| Embed / Assistants | Free tier + EUR reply tiers on platform |
Buying API credits does not unlock Embed reply pools, and Embed tiers do not fund API completions.